Street Cred Capital - Mobile Device Lending

We take the road less traveled...

Street Cred Capital consists of a number of former mobile carrier guys that had to work with 3rd party lenders. Based on that experience, we address common lending pain points including poor customer qualification experience, low approval rates and high interest rates. Our pivotal move was to take the leverage away from the lender by aggregating many and making them compete…similar to a Lending Tree in the mortgage space or a Kayak in the travel space.

By connecting lenders…

Leverage Street Cred Capital’s 500+ years of mobile experience and expertise to enable financing in one of the world’s most prosperous industries. The Street Cred Capital lending kit includes merchant business development, project management, technical resources and account management.

…with merchants.

Street Cred Capital leverages it’s comprehensive decisioning platform to connect lenders with high value mobile customers via online and retail. The lending program offers customers the opportunity to engage many lenders for the best offer. Lenders will finance phones, tablets, computers, home monitoring products, accessories, insurance, and data plans. The Street Cred Capital lending kit includes a plug-and-play customer application platform, premium marketing, reporting dashboard and continued campaign management.

The Starting Line Up

Clint Fayling

Founder/CEO

18+ years senior management experience in mobile industry ventures including finance, advertising, content licensing, app development, and eCommerce distribution. Led two mobile content agencies from start-up through acquisition. Worldwide expertise and partnerships with media companies, development agencies, mobile carriers, phone manufacturers, and point-of-sale systems. Founded/managed 4 startups. Last, produced 75MM downloads and $32MM in revenue. Prior to his extensive career in the mobile industry, Clint owned and operated a call center services business for 8 years. Clint’s Specializes in operations, business development, and carrier relations.

email | LinkedIn

Curt Jensen

Founder/Lender Development

C-Level Executive in several startup companies in software remote monitoring, satellite, cell data, VoIP/communications integration, and commercial real estate development. Chief Financial Officer or Finance Director for E-470 Toll Highway Authority financing, large private electric generation plants. Finance Regional Manager for two regional Investment Banking firms and the largest commercial finance company. Not-For-Profit founder. Curt has a varied background in starting, owning and operating seven successful startups in industries as varied as remote asset monitoring and control, electric-cogeneration and sales, commercial and residential real estate development and oil and gas engineering and production. Prior to these businesses Curt was an Underwriter for the debt of large public/private partnerships. The largest of which is a $2 billion toll road that rings the western side of Denver. He is currently the Lending Partner in Street Cred Capital, LLC and a partner in a company that provides satellite data service for large businesses.

email | LinkedIn

Edward Lang

Founder/Corporate Development

Digital product and services executive with over 20 years experience, much of it in mobile, including a variety of business settings from venture-backed startups to Fortune 500 companies. Having held senior level positions, he has developed a broad range of skills including business development, product development, marketing and sales, operations and finance. Most recently, he was CEO of Panelfly, Inc., CEO of Mobicious Inc. (acquired), SVP of Worldwide Digital for Playboy Enterprises ($75MM+ P&L), VP of Mobile Strategy for Sony Corporation of America and Founder of PatriotNet (acquired). He was a member of the founding management team at Cvent, Inc. (NYSE: CVT). Mr. Lang holds a B.A. from George Mason University and a J.D. from George Washington University. He resides in Denver with his wife and 7 year old twins.

email | LinkedIn

Dan Leonard

SVP, Technology Services

Solutions Architect with 20+ years of wireless industry experience in engineering and operations organizations. Strong leader that works effectively with cross-functional teams to design and implement new services while producing optimal results. Exceptionally skilled in technical team leadership, complex problem solving, and translating product requirements into technical designs.

Network architecture, service design and product implementation
Problem solving and root cause analysis
Vendor selection and management
Communicating technical issues to non-technical audiences
Relationship building and technical team leadership
Process development, mentoring and coaching

email | LinkedIn

Blake Fayling

Founder/Product Development

19+ years mobile industry experience in digital commerce content licensing, development, and distribution. Specialization in product development, product management, and mobile advertising. Global expertise with media companies, developers, advertising agencies, mobile carriers, and hardware manufacturers. Founded and managed four start-ups, two through acquisition. With the most recent venture, managed 300,000 products grossing $32 million in revenue.

email | LinkedIn

Jason Stone

Founder/Account Management

15+ years in the telecom/mobile industry. Specialization in product development, product strategy, business development and financing. Launched first nationwide carrier-backed mobile finance programs in US. Extensive experience in mobile product design and formulation including device finance services and product.

email | LinkedIn

Tim Ostrowski

Founder/Operations Advisor

As Senior Vice President for Laser Management Group, was responsible for the perfection of a wireless license located in Chicago and the subsequent negotiation and sales process. License was sold for $420M which was over twice the purchase price. Mr. Ostrowski brings more than 30 years of managerial experience and 20 years in the telecom industry. Prior to Laser, Tim was Vice President of Business Development for Cricket Communications, Inc. He was responsible for developing relationships with key business partners and investigating business alliances to further the strategic goals. In addition, Mr. Ostrowski was responsible for managing spectrum acquisition/optimization and collaborative agreements with outside interests, creating opportunities for improved network operations and product distribution. The company had grown from $800MM to over $3B in revenue during the ten years that Tim had been with the company. He led the $4B sale of Cricket to AT&T, which closed in March 2014.

email | LinkedIn

Ken Venturi

Founder/Marketing Advisor

Experienced C level executive in public media company and venture capitalist. 30 years experience in marketing with mobile development, digital content, integrated marketing, and product development expertise. Extensive business development, product engineering and corporate strategic formulation experience for a multitude of organizations ranging form small private entrepreneurial ventures to major multi-billion dollar media company. Launched and operated several startups helping one to grow from $10M to over $450M in revenue and market cap of over $2.5B. Instrumental in marketing strategy, operational consulting, and investment activities for the company.

email | LinkedIn

Merchant

Lender